About Insurance & Benefits

Kingside Investments & Insurance deals in a wide range of personal and corporate insurance to cover you for all eventualities.
 

Term insurance, mortgage insurance

Fully underwritten and inexpensive insurance to cover your mortgage or other short term debts due upon your death.
 

Permanent insurance

This includes Whole Life insurance, Universal life insurance, and Term to 100 insurance. Ranging from Corporate succession planning strategies, farm estate planning, tax planning, charitable giving, or just leaving enough to cover funeral expenses, we find the plan that suits your needs and budget.
 

Health & Dental Plans

This includes individual health and dental plans to cover the self-employed or those that do not have coverage from their existing employer. Or to cover those that are transitioning from a group plan (due to retirement, layoffs or termination).  They can also cover a student going to school at a distance or abroad as well as visitors and immigrants to Canada.  These cover a wide range of services from ambulance, hospital stay, in home care, paramedical services (chiropractor, massage therapy), dental care and prescription drugs to name a few.
 

Group Benefit Plans

The complex structure of group benefits can be a headache and we are here to help your company to acquire the plan that works for your budget and coverage needs. Whether it is a one person company, or one with 50 employees and growing.
 

Health Spending Account (HSA)

A very inexpensive way to provide Health, Drug and Dental coverage to you and your employees without paying big bills for group benefit plans. Flexible and easy to use system for turning medical expenses into business expenses.
 

Disability Insurance

If you are injured on the job Worker’s compensation covers a limited amount of your income but does not cover you for injuries that happen off the job.  Disability insurance covers off the job injuries and illnesses as well as ‘tops up’ the worker’s compensation coverage.  Having a disability plan for your company will mean a drop in your EI premiums as well.
 

Critical Illness

Lump sum coverage paid out when the person covered develops life threatening illnesses such as Cancer, Heart Disease, Stroke and a long list of other conditions.  If the covered persons survives 30 days after the diagnosis, they are paid out a lump sum to cover expenses or anything else they wish.
 

Travel Insurance

Travelling outside of Canada? Outside your home province? Make sure you know the rules of our health system when travelling inside of Canada and make sure you are covered when travelling abroad.