About Investments & Banking

Kingside Investments & Insurance — Investments & Banking

At Kingside Investments & Insurance we provide a full range of investment products for all manner of solutions, such as retirement and estate planning, pensions and general savings.
 

RESPs

Registered Education Savings Plans allow you to save for someone’s future education. For as little as $25 a month, anyone (whether family or not) can save for a child’s future.  Additional government grants are available for those who are saving for their children or another blood relative.
 

RRSPs

Retirement savings should not be limited to your pension at work, nor should you depend on Old Age Security and the Canada Pension Plan to provide enough for you in retirement.  Personal plans, including spousal plans, can be set up for monthly deposits or for that flat sum once a year.
 

TFSAs (Tax Free Savings Accounts)

Invest your tax paid money and do not pay tax on all the growth. Available to Canadians over the age of 18 since 2009, the TFSA has become one of the best ways to save money for either short or long term strategies.
 

Conversion of Pensions

Kingside has a range of available options for your pension when you retire. With a focus on flexibility and return, we can secure a retirement income without the strict limitations of leaving your pension where it was; where it had limited options and restricted income for your spouse when you pass away.


How We Invest Your Money

Kingside does not sell mutual funds, instead we sell Segregated Funds. Segregated funds differ from mutual funds in one core way, Segregated funds are insured. What you put into a segregated fund can be the minimum guaranteed upon your death. Named beneficiaries on all of our investments means your estate does not pay probate or lawyer fees, the money goes straight to your loved ones. With a range of other guarantees, such as yearly resets and guaranteed income products, we can find the market invested solution that works for you.

We also offer a number of banking solutions, currently through Manulife Bank, such as savings accounts, chequing accounts, lines of credit, investment loans, RRSP loans, etc. We are also a third party representative to Manulife Bank's line of mortgage solutions including the Manulife One account.

Whether you are saving for retirement, your first house, or your next vacation, we can help you establish the right investment solution.